What it does

Official server for Xero accounting data: invoices, contacts, payments, and bank transactions. Finance is the category where a wrong write costs more than a wrong read, so start read-only and keep a human approving anything that touches the ledger.

Install

Terminal

npx -y @xeroapi/xero-mcp-server

Client configuration

Paste this into your MCP client config (Claude Desktop, Cursor, or any client that reads mcpServers), then restart the client.

mcp.json

{
  "mcpServers": {
    "xero": {
      "command": "npx",
      "args": [
        "-y",
        "@xeroapi/xero-mcp-server"
      ]
    }
  }
}

Use it for

Reading invoices, contacts, and bank transactions for reconciliation work

Skip it if

Automating ledger writes without an accountant in the loop

When to use it

Reach for this when the task needs accounting inside the agent loop. Skip it if a plain shell command or a one-off script is enough — every server you add costs context and adds a failure mode.

Other TypeScript servers

Filesystem — Gives an agent scoped read, write, and search access to directories you explicitly allow
Memory — A persistent knowledge graph stored in a local JSON file, exposed through entities, relations, and observations
Sequential Thinking — Gives the model a scratchpad for structured, revisable reasoning: numbered thoughts that can branch, revise, and conclude

Xero MCP